Get a quote
Receive customized pricing information for your business.
Plans that work for your business.
With a long history and deep roots in Michigan, HAP has built provider networks that offer our members some of the best care available across the state. We continue to build outstanding networks that include leading doctors and hospitals.
Below is a snapshot of coverage by plan type.
|
HMO |
PPO |
EPO |
---|---|---|---|
Members must choose a PCP |
Yes |
No |
No |
Referrals for specialists required by HAP |
No* |
No* |
No* |
Out-of-network coverage |
No |
Yes |
No |
Out-of-network emergency care |
All HAP members have worldwide emergency and urgent care coverage as well as telehealth coverage |
*The specialist’s office may require a referral, but HAP does not. HAP Primary Choice is an exception. This plan requires a referral from your PCP as part of your coordinated care.
HAP members are covered worldwide for emergency and urgent care, even if care is received out of our network. All HAP health plans allow members to go to a hospital anywhere in the world in an emergency. If you are admitted to an out-of-network hospital, you may be transferred to an in-network hospital once you are stabilized.
If you or your employees have a non-life-threatening medical situation, you should go to the nearest in-network same-day clinic, urgent care or hospital.
HAP’s partnership with Assist America also provides members with additional emergency travel assistance, including services for lost luggage, travel documents, hospitalization, emergency evacuation and more.
Join a HAP Medicare Expert for an introduction to the basics of Medicare. This webinar will go over the parts of Medicare, explain the different
Join a HAP Medicare Expert for an introduction to the basics of Medicare. This webinar will go over the parts of Medicare, explain the different
Join a HAP Medicare Expert for an introduction to the basics of Medicare. This webinar will go over the parts of Medicare, explain the different
Join a HAP Medicare Expert for an introduction to the basics of Medicare. This webinar will go over the parts of Medicare, explain the different