Affordable individual and family coverage
Plans that meet you or your family's needs.
Dental and vision
Dental benefits
When you're considering a health plan, don't forget about your smile. Dental care is important. It can also be very expensive without insurance. Fortunately, pediatric dental is one of the 10 essential health benefits required for members 18 and younger.
If you purchase a plan directly through HAP, you’ll get access to:
Delta Dental®
If you don’t plan on purchasing dental benefits from a Marketplace-certified stand-alone dental carrier, you must choose from one of these Delta Dental options:
- Pediatric dental coverage
- Pediatric and adult dental coverage
A quality dental plan from Delta Dental can help you get the care you need to stay healthy. You can search for an affiliated dentist at deltadentalmi.com.
2019 Delta Dental Brochure (PDF)
2018 Delta Dental Brochure (PDF)
Eye examinations
All HAP plans include an annual adult eye exam at no additional cost, from a vast network of highly skilled professionals. These include:
- Henry Ford OptimEyes™
- SVS Vision Optical Centers
- Family Eye Care Associates
- Fraser Optical®
- General Optical
- Northwest Eye Physicians, P.C.
- Rx Optical®
- Anderson Eye Associates
If you have a dependent 18 or younger on your plan, they are eligible for pediatric vision benefits, which are also part of the 10 essential health benefits and can receive a pair of "collection" eyeglasses or contacts once every calendar year. The benefit includes single vision, conventional (lined) bifocal or trifocal lenses and lenticular lenses without cost sharing. The following are also covered in the plan:
- Glass, plastic or polycarbonate lenses
- Fashion and gradient tinting
- Oversized lenses
- Scratch-resistant coating
- Glass-grey #3 sunglasses (prescription only)
- Benefits for collection frames or contacts are available once every year, even without a change in prescription. And there’s a wide selection of frames and contacts to choose from.