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Medicare Star Ratings

What are Star Ratings?

The Centers for Medicare and Medicaid Services (CMS) evaluates plans based on a five-star rating system. Star Ratings are calculated each year and may change.

Using information from member satisfaction surveys, plans and health care providers, each year, CMS awards between one and five stars to a plan as its overall Star Rating. A five-star rating is the highest rating a health plan can achieve.

Some of the areas Medicare reviews for these ratings include:

  • How members rate a plan’s services and care
  • How well doctors detect illnesses and keep members healthy
  • How well a plan helps members use recommended and safe prescription medications

HAP’s 2026 Medicare Star Ratings

HAP has received 4 stars out of 5 stars for our Medicare Advantage PPO plans and 4 stars out of 5 stars for our HMO plans from the Center for Medicare and Medicaid Services.

HAP is the only Michigan-based health plan to achieve 4 stars or higher for both HMO and PPO products for the past seven years.

Understanding Medicare Star Ratings can be valuable when comparing plans.

Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next.

Health Alliance Plan (HAP) has HMO, HMO C-SNP, HMO-POS, and PPO plans with Medicare contracts. HAP Medicare Complete Duals (HMO D-SNP), HAP Medicare Complete Assist (PPO D-SNP), and HAP CareSourceTM MI Coordinated Health (HMO D-SNP) are Medicare health plans with a Medicare contract and a contract with the Michigan Medicaid Program that provides benefits of both programs to enrollees. Enrollment depends on contract renewals.