HAP is here, with Medicare Advantage plans for your unique needs
With a HAP Medicare Advantage plan, you'll enjoy access to an extensive network of doctors and hospitals across the state, and throughout the country. Plus, benefits and services that go above and beyond. Our Medicare Advantage health insurance plans start at $0 per month*.
All of our Medicare Advantage health insurance plans offer great preventive benefits including a $0 copay for your annual physical exam. Most plans include prescription drug coverage and a $0 annual deductible for prescriptions.
HMO Medicare Advantage Plans are typically more affordable. For 2022, these plans have no medical or prescription deductibles and cover most preventive vaccinations at 100 percent.
With an HMO plan, you’ll have access to HAP’s network of doctors in Michigan. All HAP plans cover worldwide emergency and urgent care, and all individual HMO Medicare plans include visitor/ travel benefits to extend coverage to Arizona, Florida, Texas and Michigan out-of-area for up to six months a year.
HAP HMO Plans start as low as $0 per month. Our $0 plans also have a $0 copay for primary care visits.
PPO Medicare Advantage plans are typically more flexible. For 2022, HAP PPO plans include no medical or prescription drug deductibles and cover most preventive vaccinations at 100 percent.
With PPO plan, you’ll have access to HAP’s network of doctors in Michigan, and you can seek care across the U.S. You're covered when you travel anywhere in the U.S. outside of Michigan. Our PPO plan is accepted in 49 states**. You'll pay in network prices when you visit any Medicare-participating provider in the U.S.
HAP PPO plans start as low as $0 per month. Our $0 PPO plans also have a $0 primary care visit copay.
These plans are like HMO plans with the added flexibility to see doctors outside of your network, if needed.
We’re excited to announce HAP has received 4.5 stars out of 5 stars for our Medicare Advantage HMO and PPO plans from the Center for Medicare and Medicaid Services..
Last updated 10/1/2021
* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
** Outside of the 30-county service area in MI could result in out-of-network costs.
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2021 Health Alliance Plan of Michigan
Health Alliance Plan (HAP) has HMO, HMO-POS, PPO plans with Medicare contracts. HAP Empowered Duals (HMO SNP) is a Medicare health plan with a Medicare contract and a contract with the Michigan Medicaid Program. Enrollment depends on contract renewals.