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Special enrollment period

Learn about special enrollment periods and how to qualify for one

What, exactly, is a special enrollment period, or SEP?

SEPs, which are triggered by major life changes like getting married or having a baby, allow you to change your health plan or apply for a new one outside of open enrollment. You’ll need to submit proof of the life change, also known as a qualifying life event, within 60 days of the date it happened.

We should note that pregnancy is not a qualifying life event. Only the birth of the child. If you’re thinking of starting a family, learn more about your plan options or shop for a new plan.

Marriage or a new addition to the family aren’t the only life events that qualify you for an SEP. Here are the others:

  • Adoption or placement for adoption
  • Divorce, legal separation or death
  • Plan renewal during a non-calendar year
  • Moving to a new area


  • Job loss
  • Aging off a parent’s plan
  • Losing your Medicaid or CHIP eligibility
  • COBRA coverage is ending

I qualify for special enrollment. How do I enroll?

Enroll by phone

Give our knowledgeable, certified representatives a call at (855) 948-4427. They can guide you through the process and answer any questions you may have.

Enroll by mail

Print one of the following applications, and send a signed copy to the address on the form with any supporting documentation.

2017 applications

2017 HMO Application (PDF)

2017 PPO Application (PDF)

Need more information before you enroll? Download these helpful guides to individual and family plans and dental coverage.

2017 Prospective New Member Brochure (PDF)

2017 Delta Dental Brochure (PDF)

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  • PPO Plans

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