Health plan terminology
This short video explains benefits, deductibles, copays, coinsurance, and out-of-pocket maximums so you can make the right decisions. (Video, 3:15)
Open video transcriptHenry Ford patients
Henry Ford Choice Network members
Henry Ford Choice members have access to world-class health care close to home from Henry Ford. As part of the Henry Ford Choice network, you can take advantage of this high-quality care and save money on monthly premiums in the process. Choice network doctors, specialists and facilities work together to coordinate care – leading to lower premiums for your employees.
Henry Ford Choice network – for residents and small businesses in Macomb, Oakland* and Wayne counties.
*Henry Ford Choice excludes these ZIP codes in Oakland County: 48346, 48348, 48350, 48353, 48356, 48357, 48359, 48360, 48362, 48367, 48370, 48371, 48428, 48430, 48439, 48442, 48455 and 48462.
How does my health care work in the network?
The Henry Ford Choice network includes doctors and other health care providers within the Henry Ford Health System. Your primary care doctor will be part of the Henry Ford system and will coordinate care with other doctors within the Henry Ford system as needed.
If you need specialty care, you’ll be referred to a specialist within the Henry Ford system. In the rare event you need to see a specialist outside the Henry Ford system, your doctor will work with us to get a referral to either the University of Michigan’s University Hospital or C.S. Mott Children’s Hospital.
You can use our Find a Doctor tool to find your primary care doctor within the Henry Ford Choice network.
Before you schedule an appointment, make sure the doctor accepts your coverage. Some facilities include doctors who aren’t part of the Henry Ford Choice network.
What if I need emergency or urgent care?
All HAP health plans, including Henry Ford Choice plans, cover any emergency care at a hospital. Once you are stabilized, you will be transferred to a Henry Ford hospital if necessary. If you have a medical situation that isn’t life-threatening, you can get help fast at a Henry Ford Choice network walk-in clinic or urgent care center. These clinics treat conditions such as:
- Back pain
- Flu symptoms
- Minor fractures
- Sprains
What if I have more questions?
We’re happy to answer them. Contact us for more information about the Henry Ford Choice network.