
HMO network – you must reside and seek care in this service area
HMO Service Area:
- Oakland
- Oceana
- Osceola
- Ottawa
- Saginaw
- Sanilac
- Shiawassee
- St. Clair
- Tuscola
- Washtenaw
- Wayne
- Kent
- Lapeer
- Lenawee
- Livingston
- Macomb
- Mason
- Mecosta
- Midland
- Monroe
- Montcalm
- Muskegon
- Newaygo
- Allegan*
- Arenac
- Barry
- Bay
- Clare
- Genesee
- Gladwin
- Hillsdale
- Huron
- Iosco
- Isabella*
- Jackson
*Allegan and Isabella counties are partial service areas for HMO; individuals must be located in the following zip codes.
Allegan:
- 49344
- 49348
- 49406
- 49419
- 49453
- 49070
- 49080
- 49323
- 49328
- 49335
Isabella:
- 48878
- 48883
- 48893
- 48896
- 49310

PPO network – you must reside and seek care in this service area
PPO Service Area:
- Oceana
- Ogemaw
- Osceola
- Ottawa
- Roscommon
- Saginaw
- Sanilac
- Shiawassee
- St. Clair
- Tuscola
- Washtenaw
- Wayne
- Kent
- Lapeer
- Lenawee
- Livingston
- Macomb
- Mason
- Mecosta
- Midland
- Monroe
- Montcalm
- Muskegon
- Newaygo
- Oakland
- Allegan
- Arenac
- Barry
- Bay
- Clare
- Genesee
- Gladwin
- Gratiot
- Hillsdale
- Huron
- Iosco
- Isabella
- Jackson
Henry Ford Choice network – you must reside and seek care in Macomb, Oakland and Wayne counties
Genesys Choice network – you must reside and seek care in Genesee county