Compare benefits and costs
Try HAP's Plan Selector tool.
No matter where your employees may go their HAP health care insurance will travel with them. If your employees get sick or hurt while away from home, whether they are traveling on business or pleasure, they will be covered with HAP.
Urgent care and emergency services are covered wherever HAP members go, anywhere in the world.
HAP also offers member’s access to Assist America, which provides emergency assistance when they're traveling more than 100 miles from home or to another country. The Assist America call center is fully staffed 24/7/365. Services include:
HAP also provides eligible* members identity theft protection through Assist America.
With the Assist America mobile app (available in iTunes or Google Play), your employees will have immediate access to assistance services, right in the palm of their hand.
Students with PPO coverage have access to covered services across the country. With prior authorization, students with HMO or EPO plans have expanded coverage. This coverage includes services that aren't normally covered out of their HMO or EPO network, such as:
The following services aren't covered under the Students Away at School Program for HMO or EPO members:
Note: Students must be between 17 and 25 years of age and in school full time. The Students Away at School Program doesn't cover dependent children who live with a custodial parent outside of our service area.
*Identity Theft Protection available to eligible HAP members. Excludes Medicare and Medicaid members.
Get real answers to all your questions! We’ll teach you about how Medicare works and give you tips and ideas to make sure you’re ready to go on day