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Plans that work for your business.

Large business

Design a health plan that fits your business and employees

If your business has 51 or more eligible employees, we can help you customize a health plan that offers employees flexible options and access to:

Find a variety of fully customized group health plans

We offer an affordable mix of coverage options, including vision coverage.

Our portfolio of health plans includes:

HMO: Coordinated care through a primary care physician

EPO: Flexibility to seek services throughout Michigan

PPO: Flexibility to seek services throughout Michigan and national coverage

Consumer-driven health plans: These plans have a tax-advantaged funding structure. They're also built to encourage members to use their health care benefits carefully while giving them the freedom to decide where their allocated health care dollars go.

Manage your bottom line

Shared and self-funding plan options are great for businesses with a healthy employee population. These options can help manage your business cash flow and lower your taxes. Additional benefits of shared or self-funded options include:

  • A customized plan designed to meet your needs
  • Full transparency so you can see where every dollar is spent
  • Lower monthly premiums in exchange for your business assuming all or some of the risk of health insurance costs

Ready to purchase a plan?

Take the next step and find out where to purchase a plan. Whether you go through your agent, or directly through HAP, you’ll get the same level of service and attention to detail you expect.

Show me:

  • Annual Enrollment Period Meeting

    Get answers to your Medicare questions! Learn how Medicare works and learn about HAP’s wide range of Medicare solutions.

  • Turning 65?

    Get real answers to all your questions! We’ll teach you about how Medicare works and give you tips and ideas to make sure you’re ready to go on day

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Contact us

  • Customer service

    (800) 422-4641




    More options

  • Individual and family plans

    Ready to join?

    (855) 948-4427

    HMO Plans

    (800) 759-3436

    PPO Plans

    (800) 944-9399

  • Insurance through your employer

    Alliance Health and Life Insurance Company®

    (888) 999-4347

    Self-funded / ASO

    (866) 766-4709


    (800) 422-4641

    HAP Midwest Health Plan

    (888) 654-2200

  • Medicare

    Ready to join?

    (800) 868-3153 TTY: 711

    HAP Senior Plus®

    (800) 801-1770 TTY: 711

    HAP Senior Plus® (PPO)

    (888) 658-2536 TTY: 711

    Alliance Medicare Supplement:

    (800) 873-7526 TTY: 711