Design a health plan that fits your business and employees
If your business has 51 or more eligible employees, we can help you customize a health plan that offers employees flexible options and access to:
Find a variety of fully customized group health plans
We offer an affordable mix of coverage options, including vision coverage.
Our portfolio of health plans includes:
HMO: Coordinated care through a primary care physician
EPO: Flexibility to seek services throughout Michigan
PPO: Flexibility to seek services throughout Michigan and national coverage
Consumer-driven health plans: These plans have a tax-advantaged funding structure. They're also built to encurage members to use their health care benefits carefully while giving them the freedom to decide where their allocated health care dollars go.
Manage your bottom line
Shared and self-funding plan options are great for businesses with a healthy employee population. These options can help manage your business cash flow and lower your taxes. Additional benefits of shared or self-funded options include:
- A customized plan designed to meet your needs
- Full transparency so you can see where every dollar is spent
- Lower monthly premiums in exchange for your business assuming all or some of the risk of health insurance costs
Ready to purchase a plan?
Take the next step and find out where to purchase a plan. Whether you go through your agent, or directly through HAP, you’ll get the same level of service and attention to detail you expect.