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Explore HAP’s 2024 plan information brochure

Discover health insurance that goes beyond doctors and deductibles.

HAP has been a trusted name in health insurance for over 50 years. Almost 430,000 members rely on HAP to provide more than just health insurance. We partner with employer groups, doctors and local organizations to improve the health and well-being of the entire community.

It’s not just HAP’s quality health plans that benefit you. We have many programs and services that go beyond just health insurance. Here are several:

Coverage that travels with you

Whether you travel for fun or for work, it's important to have that peace of mind that you will be covered. With worldwide coverage for emergencies and urgent care, plus an emergency travel assistance program, you won't have to worry when you leave home. Do you have kids away at school? We've got them covered too with our Students Away Program.

Assist America: Global emergency travel assistance

HAP members can call Assist America for emergency travel assistance whenever they’re 100 miles or more away from home or in another country. While Assist America doesn’t replace HAP’s global emergency and urgent care coverage, Assist America will arrange and pay for all the assistance services it provides without limits on the covered cost.

Learn more

Identity theft protection

HAP protects more than your health and well-being. Peace of mind goes beyond your health plan. It means protection for your name, your credit rating—and your identity. As a HAP member, you can trust our longtime partnership with Assist America for global emergency travel assistance. Today our partnership is expanded to include identity theft protection. And it’s free when you choose HAP.

Learn more

Leading doctors and hospitals

The doctors you want are probably already with us! HAP has an extensive network of leading doctors and hospitals throughout Michigan, so chances are your doctor is already affiliated with HAP.

Find a doctor

Online tools and myHAP Card digital ID card

You've got everything you need for good health at your fingertips. We want to empower you to make better choices and changes that lead to better health. That's why managing your health care needs to be easy. Simply register at for access to convenient, personalized and secure online tools including deductible and claims history, find a doctor, health reminders, prescription search and more. Plus, with our myHAP card digital ID card, you can view the ID cards of everyone on your plan and share them via email or fax.  

HAP Member Discounts

To make staying healthy more affordable, HAP has discounts. We've partnered with local Michigan businesses so members can save on the following services: fitness, nutrition, wellness and therapeutic services, and savings on local gym memberships. The HAP Member Discounts app will also send members a mobile alert when they are near a discount.

Learn more about our HAP Member Discounts program.

Enroll in HAP in one easy step. Call Retiree Health Care Connect at (866) 637-7555.