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2025 Medicare Advantage Plans

Enjoy access to an extensive network of doctors and hospitals across the state, 24/7 telehealth services, over-the-counter benefits, fitness options and more - many plans cost $0 per month*. For all the details, see the Summary of Benefits documents on our forms page.

  • Free prescription delivery
  • Dental, vision and hearing coverage
  • $0 copays for preventive care
Enter your zip code to see which plans are available to you
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HMO

See Plans (5)
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$15
$3,500
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$35
$5,000
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$95 You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
Tier 1: $0/$30. Tier 2: $35/$50
$4,750
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$45
$5,000
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
No
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$35
$4,500
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

PPO

See Plans (4)
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$35. Out-of-Network: $20/$45
$5,300
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0-$26.60 You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$30. 20% coinsurance for Out-of-Network
$4,750
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$45
$5,200
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$165* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$25
$4,000
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

HMO-POS

See Plans (1)
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$105* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$10/$35
$4,500
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

D-SNP

See Plans (2)
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
As low as $0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0**
$9,350
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).
4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0-$26.60* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0 or $263**
$0 or 20%**
$9,350 / $14,000**
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).
* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
HAP Senior Plus (HMO-POS), HAP Medicare MedicalAccess (HMO), HAP Senior Plus Henry Ford Tiered Access (HMO), HAP Medicare Connect (HMO), HAP Medicare Superior (HMO), Henry Ford Select (HMO), HAP Senior Plus (PPO), HAP Medicare Explore (PPO), HAP Medicare Prime (PPO), HAP Member Assist (PPO), HAP Medicare Diabetes and Heart (HMO C-SNP), and HAP CareSourceā„¢ MI Coordinated Health (HMO D-SNP) has a contract with Medicare. Enrollment depends on contract renewal.