We have a planned maintenance on hap.org accounts from 9 p.m. to 11 p.m. You will be unable to login during this time. We apologize for the inconvenience.

Agent portal

Taft-Hartley and union coverage

Health care coverage through a union, not an employer

Taft-Hartley plans and HAP

Many employers in the Detroit area participate in a Taft-Hartley plan. These union-centered health insurance plans allow employees to keep their coverage while switching between participating employers.

About half of our nearly 650,000 members are affiliated with union-represented companies. We have extensive experience with Taft-Hartley plans. If you have questions, contact us.


Employers negotiate Taft-Hartley plans through collective bargaining, though the plans themselves are mostly paid through employees’ union dues. Employers typically contribute to these plans at a flat rate calculated from the number of hours an employee works.


In Taft-Hartley plans, employees become eligible for coverage after working a negotiated number of hours. Those hours can be accumulated across a set time period and usually equal less than the number of hours in a full work week. This means that workers who may not be continuously employed, or those in the process of switching employers that participate in Taft-Hartley plans, are often still eligible for health insurance coverage.


Taft-Hartley plans are jointly administered by a board, which is made up of an equal number of members from employers and the union. A board often will contract administrative services to a third party administrator.

Show me:

  • Member Meeting Webinar

    Get answers to your specific Medicare plan needs! Learn how your plan works, and all the added benefits available for you to use.

  • Medicare 101 Webinars

    Get real answers to all your questions! We’ll teach you about how Medicare works and give you tips and ideas to make sure you’re ready to go on day

View all events
View all news

Contact us