Agent portal

Taft-Hartley and union coverage

Health care coverage through a union, not an employer

Taft-Hartley plans and HAP

Many employers in the Detroit area participate in a Taft-Hartley plan. These union-centered health insurance plans allow employees to keep their coverage while switching between participating employers.

About half of our nearly 650,000 members are affiliated with union-represented companies. We have extensive experience with Taft-Hartley plans. If you have questions, contact us.

Contributions

Employers negotiate Taft-Hartley plans through collective bargaining, though the plans themselves are mostly paid through employees’ union dues. Employers typically contribute to these plans at a flat rate calculated from the number of hours an employee works.

Eligibility

In Taft-Hartley plans, employees become eligible for coverage after working a negotiated number of hours. Those hours can be accumulated across a set time period and usually equal less than the number of hours in a full work week. This means that workers who may not be continuously employed, or those in the process of switching employers that participate in Taft-Hartley plans, are often still eligible for health insurance coverage.

Administration

Taft-Hartley plans are jointly administered by a board, which is made up of an equal number of members from employers and the union. A board often will contract administrative services to a third party administrator.

Show me:

  • Turning 65?

    Get real answers to all your questions! We’ll teach you about how Medicare works and give you tips and ideas to make sure you’re ready to go on day

  • Eyes on Diabetes Health Fair

    Join HAP and ProSight for a free diabetic retinal screening and wellness event

View all events
View all news

Contact us

  • Customer service

    (800) 422-4641

     

    Email

     

    More options

  • Individual and family plans

    Ready to join?

    (855) 948-4427

    HMO Plans

    (800) 759-3436

    PPO Plans

    (800) 944-9399

  • Insurance through your employer

    Alliance Health and Life Insurance Company®

    (888) 999-4347

    Self-funded / ASO

    (866) 766-4709

    HAP HMO

    (800) 422-4641

    HAP Midwest Health Plan

    (888) 654-2200

  • Medicare

    Ready to join?

    (800) 868-3153 TTY: 711

    HAP Senior Plus®

    (800) 801-1770 TTY: 711

    HAP Senior Plus® (PPO)

    (888) 658-2536 TTY: 711

    Alliance Medicare Supplement:

    (800) 873-7526 TTY: 711