Open Enrollment is November 2nd – 13th, 2026
Questions? Starting November 1st, you can call (888) 274-7850, 8:00 a.m. to 7:00 p.m.,
Monday through Friday. Let them know you’re a PACE employee.
PPO basics
How PPOs work
PPO plans offer lower out-of-pocket costs when members stay inside of their network. PPO plans provide flexibility for members to seek services throughout Michigan as well as national coverage.
You can choose your PPO doctor from thousands of highly qualified primary care physicians (PCPs). Chances are, your current doctor and hospital are already part of an established network of providers. Search our tool to check.
With your PPO plan, you can change your PCP anytime when you want to. Everyone on your plan can select the PCP of their choice.
Referrals
HAP doesn’t require you to get a referral to see a specialist in your network for an initial consultation. However, the specialist you visit may require a referral from your primary care physician. The schedules for certain specialists get filled months in advance. They may only accept patients whose primary care physician believes the patient needs specialty care.
Student Away at School Resources
Students living away from home can still access healthcare services while attending school.
Coverage for PPO group members
Students ages 17 to 25 and enrolled on a parent’s PPO plan will be covered for non-emergency care outside of our network through the Aetna national PPO network at the in-network benefit level. To view providers, visit: aetna.com/asa.