For more than 60 years, we’ve been making health insurance as convenient as we can. When you have a question, when you have a problem, when you just need advice, we’re here for you.

Because we’re a Michigan-based company, we’re not just near you…we know you. Every day, we’re collaborating with doctors, hospitals and the community. And as one of the leading integrated health plans in the region, we’re constantly finding new ways to coordinate your care and cut your costs.

We offer two plans for Federal employees.

Standard option summary of benefits

High option summary of benefits 

Learn more about our member benefits.

For more information on 2027 plan specifics, please review the FEHB health plan brochure.

We have you covered with a plan that works for you

With a long history and deep roots in Michigan, we have built provider networks that offer our Federal Employee members some of the best healthcare available across the state. 

2027 Health Alliance Plan map for Medicare FEHB members

2027 Health Alliance Plan map for non-Medicare FEHB members

Medicare Parts A and B Reimbursement

Our FEHB retiree members who have Medicare parts A and B are eligible to earn up to $800 per year to go toward their Medicare part B premium payments. Staring January 1, 2026, if you choose to join one of our MAPD plans, we offer eligible FEHB Retiree Members up to $1,800 in Part B reimbursement for our MAPD High Option Plan and up to $1,200 in Part B reimbursement for our MAPD Standard Option Plan. Eligible members must submit proof of Medicare Part B payments on a monthly basis to receive reimbursement.

Find out more about our MAPD plans below:

MAPD high option

MAPD standard option

To enroll in one of our MAPD options, call (800) 556-9765 (TTY: 711).

Learn how to receive your reimbursement.

How to enroll

During the open enrollment season, anyone eligible to participate in the FEHB program may enroll, change health plans or options, cancel your FEHB enrollment, and change participation in premium conversion. Each payroll office uses a different way to enroll. Open season for the 2027 plan year begins November 10 and runs through December 8.

To learn more about enrollment information, visit this link.

Take advantage of meaningful benefits

Putting your health first:

• You always know your out-of-pocket costs
• Care coordination when dealing with many health issues
• No referrals for specialists visits in our network
• Worldwide health care coverage for medical emergencies, accidental injuries and urgent care
• Exceptional customer service representatives to answer questions by phone, online or in-person, supporting you throughout your journey
• Fitness programs to give members access to gym locations across the country
• 24/7 access to your health plan by logging into your member account to search for a doctor, access, print and order ID cards, view health reminders, benefits and your Explanation of Benefits and send and receive secure messages with customer service.
• Additional emergency travel assistance, including services for lost luggage, eyeglasses, travel documents, hospitalization, emergency evacuation and more.
• The opportunity to speak to licensed and board-certified doctors available 24/7 for live, online visits by mobile phone, tablet or computer to treat non-emergency illnesses.
• Our mobile app provides access to the member ID card of everyone on your plan, as well as plan, benefit and claim information, from the convenience of your mobile device