Coverage made simple for small businesses

HAP offers an affordable and flexible mix of health insurance solutions for small business owners. These plans include dental and vision options and are designed to meet the needs of businesses with 50 or fewer eligible employees.  

image 8

Why choose HAP for your business?

HAP is your dependable healthcare option that makes managing your employee’s healthcare simple. Our comprehensive health plans are perfect for your team and your bottom line.

Budget-friendly options to control costs
Streamlined enrollment and administration tools
Local support and personalized guidance
Access to top doctors and hospitals from Henry Ford Health and more

Health plans and networks

With deep roots in Michigan, HAP has provider networks that offer our members some of the best healthcare available across the state. We continue to build outstanding networks that include leading doctors and hospitals. 

GettyImages-2160139891

Flexible health plans  

Your small business is unique, and HAP has a plan that is perfect for your employees. We offer both consumer-driven and network plans. 

Seeking care in an emergency

In emergencies, HAP members have worldwide coverage, even out-of-network. Non-life-threatening issues should be treated at in-network clinics or urgent care. HAP provides travel emergency support, including evacuation and lost luggage services.

1accfa2082f44ed3a22d3f7a6219750c89b15316
Henry Ford

HSA-compatible plans

To give your employees even more flexibility, we offer HSA-compatible health plans. Our HSAs come with a helpful debit card for easy account access.  

View plans and networks
combined image

Need choosing the right plan?

We are there to answer any and all questions you might have.

HAP by-the-numbers

9 out of 10

current members are satisfied with their HAP coverage*

*2025 HAP NPS Study, January to December 2024 
 

35

care management programs, exceeding national metrics for prenatal and diabetes care

98%

overall claims processing accuracy rate

wellness 1000

We’re here to help.

Have question? We’re here to support you through your healthcare journey.

Call a HAP expert

Hours: 8 a.m. to 8 p.m., 7 days a week

(800) 427-7587