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Uncover the Medicare Advantage plan that is perfect for you

Navigating the Medicare Advantage Plan landscape can feel like a daunting task. But with HAP, it doesn't have to be. We're not just another health insurance provider; we're your friendly neighbors in Michigan, committed to making your journey to find the right health coverage as comfortable and straightforward as possible.

Comparing Medicare Advantage plans: HMO, PPO, and D-SNP

HMO plans:

HMO plans typically come with lower monthly premiums and out-of-pocket costs. Your options may be limited to in-network providers, and you'll need to select a primary care physician (PCP) to manage your health care needs. But with HAP, you'll find our networks are broad, and we don’t require referrals for most specialists. Learn more about HAP HMO plans in your area.

PPO plans:

PPO plans offer more flexibility. You don't need a PCP, and you can see out-of-network doctors and hospitals, albeit potentially at a higher cost. Deductibles and monthly premiums could be higher, but the freedom to choose might be worth it. Learn more about HAP PPO plans in your area.

D-SNP plans:

D-SNP plans are designed for individuals eligible for both Medicare and Medicaid. They offer access to a wider network of doctors and hospitals. However, benefits and services may vary by plan and location. Learn more about HAP D-SNP plans in your area.

Experience the HAP difference with our 'extras'

We want to help enhance your overall quality of life by supporting your health, well-being, and lifestyle with our comprehensive benefits:

  • Dental: Smile confidently with our comprehensive dental coverage.
  • Hearing: Hear every precious moment clearly with our hearing coverage.
  • Vision: See life in high definition with our vision coverage.
  • Over-the-Counter: Access health care products easily and conveniently.
  • Flex Cards: Simplify your health care expenses with ease.
  • Travel: Take your health care benefits wherever you go.
  • Fitness: Support your active lifestyle with our fitness benefits.

Choosing the right Medicare Advantage plan

Selecting the right plan depends on your specific health needs, lifestyle, and budget. That's where the HAP online plan finder tool comes in. Our user-friendly tool provides in-depth information about each plan, helping you identify the benefits that work best for you.

Explore our Online Quiz tool and learn more about the various Medicare Advantage plans that HAP offers. 

Speak to a Medicare Expert

If you're still unsure about which plan might be the best fit for you, remember that we're here to help.

Ready to find your plan? Call 888-440-2263 today!

Our Medicare experts are available on April 1 through Sept. 30: Monday - Friday, 8 a.m. to 8 p.m. Oct. 1 through March 31: seven days a week, 8 a.m. to 8 p.m. for a chat, ready to provide guidance and answer any questions you might have.

HAP is more than just an insurance provider. We are your local health partner, ensuring your choice, convenience, and personalized service every step of the way. Our deep roots in Michigan and commitment to compassion differentiate us from other health plans.

Health Alliance Plan (HAP) has HMO, HMO-POS, PPO plans with Medicare contracts. HAP Medicare Complete Duals (HMO D-SNP) is a Medicare health plan with a Medicare contract and a contract with the Michigan Medicaid Program. Enrollment depends on contract renewals.

Not all benefits are available on all plans. Eligibility will depend on plans available in your service area. 


Categories: Get Healthy , Get Involved , Get To Know Your Plan