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Health Care Cost Estimator for HAP members in Michigan

Make informed decisions with HAP's Health Care Cost Estimator

HAP is dedicated to helping you manage your health care expenses effectively. Our Health Care Cost Estimator is an online tool designed to provide you with estimated prices for doctor visits, procedures and treatments. This tool empowers you to make informed decisions about where to get care based on cost and quality.

Key highlights of the Health Care Cost Estimator:

    Compare treatment costs:

    • Compare costs among different providers, places of service, and treatment options.
    • See the average cost of treatments in your area and understand your personal out-of-pocket expenses.

    Detailed cost information:

    • Get cost estimates for a wide range of treatments and procedures, including MRIs, flu shots, surgeries and long-term health problems.
    • Learn about the tests, treatments and medications that may be part of your overall treatment plan.

    User-friendly access:

    • The tool is available to all HAP members, except those on Medicare.
    • Easily access the estimator by logging into your HAP account and navigating to the Health Care Cost Estimator under "My Benefits".

How to use the Health Care Cost Estimator:

  1. Log in to your HAP account:

    • Visit hap.org and log in to your account.
    • Click on "My Benefits" and then select "Health Care Cost Estimator" from the top menu.

  2. Start your search:

    • Enter the type of treatment or procedure you need to get cost estimates.
    • Compare costs between different doctors and facilities to find the best option for your needs.

  3. Check network and preauthorization:

    • Always verify with your doctor and HAP regarding preauthorization and network requirements before making an appointment.
    • Note that some providers may display as not being part of your network.

Important considerations:

    Privacy and access:

    • If you have a spouse or dependent over age 18 on your HAP plan, you will not be able to view their information.
    • The estimator is designed to help you understand costs before getting care, ensuring you can make cost-effective decisions.

Employer information:

    Providing information to employees:

    • Employers should inform their employees about the Health Care Cost Estimator and how it can help them manage healthcare expenses.
    • Include details about the benefit in health plan summaries and provide contact information for HAP support.