Health and wellness programs
Reach your health and wellness goals with one of our world-class health and wellness programs.
We work with our employer partners to provide a wide range of health plan types. Your employer may offer one or several HAP plans to choose from.
Our plan types include health maintenance organizations, or HMOs; preferred provider organizations, or PPOs; and exclusive provider organizations, or EPOs. These types of plans focus on preventive care and reducing the cost of health care
HMOs are usually more affordable than PPOs. HMO members coordinate their care through a primary care doctor. Though HAP doesn’t require you to get a referral from your primary care doctor to see a specialist, the specialist may require a referral. Check with the specialist’s office to find out if you need a referral from your primary care doctor before making an appointment. Find a doctor in our network.
Some of the advantages of HMO plans include:
PPOs offer more flexibility and choices. Some of the advantages of these plans include:
EPOs combine the cost savings of HMOs with the flexibility of PPOs. These plans have the following advantages:
If you have an HMO plan, it may include a Health Engagement program, which can turn healthy behaviors into out-of-pocket savings. Learn about our Health Engagement program.
Where you live can determine where you can get care:
You may be eligible to save on premiums by choosing one of our Choice HMO network options.
The Henry Ford Choice network is open to residents of Macomb and Wayne counties, as well as parts of Oakland County. This network includes doctors and facilities that are part of the Henry Ford system.
The Genesys Choice network is available to residents of Genesee County. Members who choose this plan have access to doctors and specialists within the Genesys Physician Hospital Organization, as well as health care facilities affiliated with Genesys Regional Medical Center.
We cover many health care services under our plans, including preventive services, urgent and emergency care, hospitalizations at affiliated facilities and more. Log in to your account for coverage details specific to your plan.
Our plans also include programs, services and discounts for members. These programs encourage healthy lifestyles and help you save money at popular retailers. Learn about our health and wellness programs, as well as our available discounts and services.
We also provide full coverage for spouses and dependents on your plan. We also cover children ages 5 to 26 who are away at school under our Students Away at School Program. Learn about dependent coverage.