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What you need to know about the COVID-19 vaccine, your HAP coverage, and getting care during the pandemic.

Plan Overview

HAP is here, helping you navigate your 2022 plan. Below are our benefit summaries for next year:  

HMO vs. PPO plans

HAP is here with HMO and PPO plans plus benefits beyond what you’ve come to expect. 

HMO plan highlights for Employees Hired after 5/1/2021: 

  • Lower monthly premiums 
  • Includes chiropractic services and hearing aid coverage
  • $500 individual in-network benefit
  • 20% coinsurance to $500
  • $3,400 individual out of pocket maximum 

HMO plan highlights for Employees Hired Prior to 5/2/2021:

  • Lower monthly premiums
  • Includes chiropractic services and hearing aid coverage
  • $500 individual in-network benefit
  • 20% coinsurance to $500
  • $3,400 individual out of pocket maximum

PPO plan highlights for Employees hired prior to 5/2/2021:  

  • PPO network is nationwide 
  • Includes hearing aid coverage
  • $1,500 individual in-network deductible 
  • 30% in-network coinsurance to $1,250
  • $6,000 Individual out of pocket maximum 

All plans include the same covered drugs. 

 

HMO

PPO

Members must choose a PCP

 Yes  No

Referrals for specialists required

 No* No* 

Out-of-network coverage

No

Yes

Out-of-network emergency care

 All HAP members have worldwide emergency and urgent care coverage as well as telehealth coverage. 

How it works