What you need to know about  Coronavirus and your HAP coverage.

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Why choose HAP?

See how HAP is here for you.

With a HAP Medicare Advantage plan, you get:

More choice

  • Choose from HMO, HMO-POS and PPO plans in 30 Michigan counties
  • Expanded service area for one of our best value plans, HAP Primary Choice Medicare (HMO) is available for residents of Hillsdale, Jackson, Livingston, Macomb, Oakland, Wayne or Washtenaw county
  • New for 2020, HAP Choice Medicare (HMO) is available in Kent, Muskegon, Ottawa and Oceana counties
  • HMO plans start at a $0 monthly premium and new for 2020, we have a $0 PPO plan option1
  • Most HAP Medicare Advantage plans include prescription drug coverage (or part D)
  • Add optional Delta Dental coverage for $21.40/month and up
  • All individual Medicare HMO plans include the visitor/traveler benefit which extends coverage to Arizona, Florida, Texas and Michigan (out-of-area) for up to six month a year. You get the same HAP in-network cost sharing rates as at home. 

An easy to understand, and easy to use plan

  • $0 in-network medical deductible with some our HMO and PPO plans
  • $0 annual physical exam (one per calendar year)
  • $0 copay for primary care visits on select plans  
  • $0 annual deductible for covered prescription drugs on most plans 
  • $0 copays for Tier 1 drugs purchased at a preferred pharmacy and 90-day supply mail order for Tier 1 and Tier 2 prescriptions on most plans

Doctors and hospitals 

  • Thousands of leading doctors and hospitals in network 
  • Coverage at any urgent care/ emergency room, anywhere in the world2
  • PPO plans allow you to seek care out-of-network, though you'll save money on your out-of-pocket costs for in-network care 

Vision, dental, hearing benefits and over-the-counter allowance 

  • Vision: $100 allowance per year to help pay for glasses, frame and contact lenses and $0 copays for routine vision exams
  • Dental: $0 annual preventive dental visit that includes an exam, cleaning and X-rays
  • Hearing: $0 copay for routine exams, $0 copays for evaluations and fittings and two hearing aids (one per ear) each year at a copay of $689 to $2,039 each
  • Over-the-counter allowance: An allowance of up to $400 per year for over-the-counter medications, depending on which plan you select, to help lower the costs of these items.

Putting your health first 

  • $0 gym membership or home fitness kits through Silver&Fit®
  • 24/7 access to doctors via computer, tablet or smartphone with HAP’s new Telehealth Services program
  • HAP Medicare members receive no cost travel assistance and identity theft protection through partnership with Assist America3
  • Health & wellness programs designed with your health and well-being in mind

 *You can use our shopping tool to compare plans. If enrolling during Annual Enrollment Period, you can complete an application starting Oct. 15.

Call (800) 868-9885 to speak with a HAP Medicare expert and find the Medicare Advantage plan that’s right for you.


HAP is here, with affordable and valuable Medicare Advantage plans

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¹You must continue to pay your Medicare Part B premium.
²Copayent is waived if admitted to hospital. 
³The Assist America program is valid whenever you travel 100 miles or more away from home or outside the U.S. for no longer than 90 days in a row. Assist America does not replace your HAP coverage. You are covered for urgent and emergency care based on your member contract.

The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact us.

Limitations, copayments, and restrictions may apply.

Copyright © 2019 HAP
2019 Health Alliance Plan of Michigan
Y0076_ALL 2020 HAP Website_M
CMS Accepted 9/29/2019

 Last Updated 9/26/2019

Health Alliance Plan (HAP) has HMO, HMO-POS, PPO plans with Medicare contracts. HAP Empowered Duals (HMO SNP) is a Medicare health plan with a Medicare contract and a contract with the Michigan Medicaid Program. Enrollment depends on contract renewals.

This information is not a complete description of benefits. For more information call Medicare Michigan customer service at (800) 868-9885 (TTY: 711) 8 a.m. to 8 p.m., seven days a week (Oct. 1 – March 31) / 8 a.m. to 8 p.m., Monday through Friday (April 1 - Sept. 30).

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Contact us

  • HAP Medicare Sales:

    (800) 868-9885 (TTY: 711)

  • HAP Senior Plus®

    (800) 801-1770 (TTY: 711)

  • HAP Senior Plus®(PPO)

    (888) 658-2536 (TTY: 711)

  • Alliance Medicare Supplement:

    (800) 873-7526 (TTY: 711)