Here, offering plans that benefit veterans

Veterans have dedicated themselves to look out for our country. When you need a health plan that looks out for you, HAP is here. Michigan veterans who served can merge plan options to get the best possible care.

Easily combine our HAP Senior Plus medical-only $0* plan with your VA benefits. When you do, you'll get $600/year in savings toward your Part B premium. That means you’ll see a $50 reduction in your Social Security check Part B premium each month.

You’ll get access to benefits like:

$0 monthly premium
Dental coverage with $0 copay for preventive care: two teeth cleanings, two exams and bite-wing x-rays
$0 fitness options
$0 annual medical deductible
$0 copay for most preventive vaccinations
$0 copay for primary care physician visits
$40 copay for specialists
Vision, hearing and over-the-counter benefits
Visitor/travel benefit extending coverage to Arizona, Florida, Texas and Michigan (out-of-area). You can keep your current HAP coverage when traveling up to six months a year, and you'll get the same in-network cost sharing rates as at home
24/7 telehealth services
Free prescription delivery
Travel and fraud protection

Veterans also benefit from:

Extensive provider network
Mental Health
Inpatient mental health care - Covered services include mental health care services that require a hospital stay. There is a lifetime limit of 190 days for inpatient services in a psychiatric hospital.*

$200 copay/day for days 1-7; $0 copay/day for days 8-90

You pay this amount for each benefit period.**

Prior authorization rules may apply.

Outpatient mental health care - $0 copay for each Medicare-covered individual or group therapy office visit. If you get additional services, cost sharing for those services may apply. Prior authorization rules may apply.
Outpatient rehabilitation services

$0 copay for each Medicare-covered visit for physical therapy, occupational therapy or speech therapy. Outpatient rehabilitation services are provided in various outpatient settings. They include hospital outpatient departments, independent therapist offices and Comprehensive Outpatient Rehabilitation Facilities (CORFs).

If you get additional services, cost sharing for those services may apply. Prior authorization rules may apply.

To learn more:

Call your agent or a HAP sales representative at (833) 923-1825 (TTY: 711).

Oct. 1 – March 31: 8 a.m. to 8 p.m., seven days a week
April 1 – Sept. 30: 8 a.m. to 6 p.m., Monday through Friday

Learn more about plan costs and see if you’re eligible.

Learn more

*The 190-day limit does not apply to inpatient mental health services provided in a psychiatric unit of a general hospital.

**A benefit period begins the day you go into a psychiatric hospital. The benefit period ends when you haven’t received any inpatient services in a psychiatric hospital for 60 days in a row.

* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.

Health Alliance Plan (HAP) has HMO, HMO-POS, PPO plans with Medicare contracts. HAP Empowered Duals (HMO SNP) is a Medicare health plan with a Medicare contract and a contract with the Michigan Medicaid Program. Enrollment depends on contract renewals.

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Here, offering plans that benefit veterans

You’ll get access to benefits like:

Veterans also benefit from:

To learn more:

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