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HAP Choice Medicare (HMO)

HAP is here, with new $0* plans in West Michigan 

HAP Choice Medicare (HMO) is an affordable option for residents of Kent, Muskegon, Oceana and Ottawa counties. This plan was developed in partnership with Affinia Health Network (which includes Mercy Health). 


This Medicare Advantage plan is a great choice if you are a Mercy Health patient. Plan highlights include: 

  • $0 copays for primary care physician visits, physical, occupational and speech therapy visits, outpatient diagnostic labs, annual physicals, routine eye exams, preventive dental appointments and hearing exams
  • $0 yearly deductible for prescription drugs  
  • Up to $400 per year allowance for over-the-counter items depending on the plan you choose
  • A primary care physician who can coordinate your care and refer you to specialists 
  • Plans includes our visitor/ traveler benefit extending your coverage to Arizona, Florida, Texas and Michigan (out-of-area). You can keep your current HAP coverage when traveling up to six months a year, and you'll get the same in-network cost sharing rates as at home.

Use our Find a Doctor tool to see if your doctor participates HAP's network.

HAP Choice Medicare (HMO) plan costs at a glance 

  Option 1 (Plan 026)  Option 2 (Plan 027)
Monthly premium (in addition to your Medicare Part B
premium and any late enrollment penalty you may owe)
$0  $26
Annual medical deductible $0/year $0/year
Prescription drug deductible $0/year  $0/year
Maximum out-of-pocket $4,800 for services
from in-network providers

$3,900 for services
from in-network providers

Primary doctor/ specialty visits 
(PCP referral need for specialty visits)
$0/$30 $0/$40

$235 per day
(days 1-6)
Unlimited days

$210 per day
(days 1-6)
Unlimited days

Over-the-counter medication  $75 allowance/ quarter $100 allowance/ quarter

For more benefit information, download the 2020 summary of benefits and 2020 Medicare formulary.

You can join a HAP Medicare Advantage plan if you're eligible for Medicare Part A, enrolled in Medicare Part B, and you live in our service area.
HAP is here, adding more value

HAP Medicare Advantage plans include vision, dental, hearing and over-the-counter benefits. And extras such as 24/7 access to a doctor online, $0 gym or fitness center membership and travel benefits.

Why choose HAP

Vision, dental, hearing and over-the-counter benefits 

  • Vision coverage: with $0 copays on routine vision exams and $100 allowance per year for glasses, frames and contact lenses
  • Dental coverage: with $0 copays on annual preventive dental visit that includes an exam, cleaning and X-rays. If you want additional dental benefits, there's an option to add more coverage starting at $21.40
  • Hearing coverage: with $0 copays for routine exams, evaluations and fittings. Hearing aid copays range from $689 to $2,039 (2 hearing aids per year, 1 per ear)
  • Over-the-counter benefits: Up to $400 per year allowance for over-the-counter items and medications. Receive up to $100 allowance per quarter to help lower you costs on over-the-counter medications such as aspirin, and cough and cold remedies

Extras you don't pay for that help your health 

  • 24/7 telehealth services - see a doctor online via computer, tablet or smart phone for as low as $0 copay. Learn more about HAP's telehealth services
  • $0 gym and fitness center memberships - enjoy a monthly membership or home fitness kit at no cost through our partnership with Silver&Fit®. Learn more about Silver&Fit
  • Travel and fraud protection - Travel worry-free with global travel emergency services, including identity theft protection, 24/7 professional fraud support and help with unexpected medical expenses. The Assist America program is valid whenever you travel 100 miles or more away from home or outside the U.S. for no longer than 90 days in a row. Learn more about Assist America

About HAP

HAP, also known as Health Alliance Plan, is a Michigan-based, nonprofit health plan. For more than 25 years, we've been making Medicare as convenient as we can. We offer Medicare Advantage and Medicare Supplement (Medigap) plans. 

Because as a Michigan-based company, we're not just near you...we know you. Every day, we're collaborating with doctors, hospitals and the community. And as one of the leading integrated health plans in the region, we're constantly finding new ways to coordinate your care and cut your costs.

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* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.

Copyright © 2019 HAP
2019 Health Alliance Plan of Michigan
Y0076_ALL 2020 HAP Website_M
CMS Accepted 9/29/2019

 Last Updated 9/26/2019

Health Alliance Plan (HAP) has HMO, HMO-POS, PPO plans with Medicare contracts. HAP Empowered Duals (HMO SNP) is a Medicare health plan with a Medicare contract and a contract with the Michigan Medicaid Program. Enrollment depends on contract renewals.

This information is not a complete description of benefits. For more information call Medicare Michigan customer service at (800) 868-9885 (TTY: 711) 8 a.m. to 8 p.m., seven days a week (Oct. 1 – March 31) / 8 a.m. to 8 p.m., Monday through Friday (April 1 - Sept. 30).

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Contact us

  • HAP Medicare Sales:

    (800) 868-9885 (TTY: 711)

  • HAP Senior Plus®

    (800) 801-1770 (TTY: 711)

  • HAP Senior Plus®(PPO)

    (888) 658-2536 (TTY: 711)

  • Alliance Medicare Supplement:

    (800) 873-7526 (TTY: 711)