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Learn about special enrollment periods and how to qualify for one

What, exactly, is a special enrollment period, or SEP?

Generally, you can only enroll in a health plan during open enrollment. After the Open Enrollment Period, you're locked in to your health plan unless you've had a major life change or "qualifying life event" (like the birth of a child, marriage or losing your health coverage). Your life change or qualifying event allows you to enroll in a new health plan during what's called a special enrollment period, or SEP. If you qualify for an SEP, you're allowed to change your health plan or apply for a new one outside of open enrollment. You'll need to submit proof of the qualifying life event within 60 days of the date it happened.

Get more information about how to enroll

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2019 Application

HMO / PPO Application (PDF)

Need more information before you enroll? Download these helpful guides to individual and family plans and dental coverage.

Prospective New Member Brochure (PDF)
Delta Dental Brochure (PDF)
Vision Brochure (PDF)

Individual Plan Enrollment Period begins November 1, 2021

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