Affordable individual and family coverage
Plans that meet you or your family's needs.
We all want to save money where we can, especially when it comes to health care. You may be eligible to reduce your costs, based on your financial situation. This financial assistance is known as a subsidy.
There are two ways to save on your health care:
Available through the Health Insurance Marketplace, the Advance Premium Tax Credit lowers your monthly premium by applying your tax deduction toward the cost of your health care. Call us at (855) 948-4427 for assistance.
You can also reduce your out-pocket-costs through the Health Insurance Marketplace. You can lower the amount you pay when you use your health coverage for things like deductibles, copays for doctor visits, prescriptions, and coinsurance.
Your eligibility depends on your family size and your household income. If you have questions, HAP is here to help. Give us a call at (855) 948-4427 to speak with a knowledgeable, certified representative.
This state-funded plan is available to Michigan residents who meet the following criteria:
Have income at or below 133 percent of the federal poverty level ($16,000 for a single person or $33,000 for a family of four)