Financial assistance

Looking to cut your health care costs? We can help.

We all want to save money where we can, especially when it comes to health care. You may be eligible to reduce your costs, based on your financial situation. This financial assistance is known as a subsidy.

There are two ways to save on your health care:

Advance Premium Tax Credit

Available through the Health Insurance Marketplace, the Advance Premium Tax Credit lowers your monthly premium by applying your tax deduction toward the cost of your health care. Call us at (855) 948-4427 for assistance.

Cost sharing reduction

You can also reduce your out-pocket-costs through the Health Insurance Marketplace. You can lower the amount you pay when you use your health coverage for things like deductibles, copays for doctor visits, prescriptions, and coinsurance.

Am I eligible for a subsidy?

Your eligibility depends on your family size and your household income. If you have questions, HAP is here to help. Give us a call at (855) 948-4427 to speak with a knowledgeable, certified representative.

Other forms of assistance

Healthy Michigan plan

This state-funded plan is available to Michigan residents who meet the following criteria:

  • Are Michigan residents
  • Are ages 19-64
  • Are not pregnant at the time of application
  • Do not qualify for, or are not enrolled in, Medicare
  • Do not qualify for, or are not enrolled in, other Medicaid programs
  • Have income at or below 133 percent of the federal poverty level ($16,000 for a single person or $33,000 for a family of four)

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  • HAP Member Seminar: Making the Most of Your Medicare Benefits

    Get answers to your Medicare questions! Learn how Medicare works and learn about HAP's wide range of Medicare solutions.

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Contact us

  • Ready to join?

    (855) 948-4427

  • HMO Plans

    (800) 759-3436

  • PPO Plans

    (800) 944-9399