*The Health Care Cost Estimator is available to HAP members, with the exception of those with Medicare plans.
Health plans built for you
At HAP, we know you’re more than a copay, claim or condition. With a health plan for your needs, we offer affordable coverage, plus personal service.
To help you make the most of your insurance, we offer benefits and services, like:
An extensive network: HAP is accepted by thousands of doctors (including specialists) and most Michigan hospitals.
Customer service specialists: Talk to our experts for help understanding your plan, selecting a doctor and saving money.
Health care cost estimator: Discover your out-of-pocket costs for treatments and procedures*.
24/7 Telehealth appointments: See a doctor from the comfort of home.
Wellness programs and services: Get free tools to help keep your health on track.
Member discounts: Save on health and wellness activities like gym memberships.
Identity theft protection: Securely register up to 10 credit or debit cards for 24/7 surveillance.
Emergency travel assistance: Travel worry-free knowing you can call on our partner Assist America.
It’s our award-winning customer service that’s made HAP a trusted choice for more than 50 years. And right now, a HAP expert is waiting to personally find the right plan for you.