HAP has moved from its Southfield location. Effective November 26, 2018, our new address is 1414 E. Maple in Troy

What is Coordination of Benefits?

Coordination of benefits (COB) involves determining which health insurer or party will be responsible to pay for your health care services first. This is necessary for services you receive that are a benefit under more than one health plan or insurance carrier. This helps you maximize your coverage without duplicating payment for your health care, reduces the cost of health care and minimizes out-of-pocket expenses.

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