My job-based health plan is expensive. Can I save money through the Marketplace?
If you have access to health insurance through your employer, you can shop for coverage through the Marketplace, but you will not be eligible for financial assistance. With most job-based health insurance plans, your employer pays a portion of your premiums. If you choose a Marketplace plan instead, your employer does not need to make a contribution to your premiums. You should consider this carefully before comparing Marketplace plans.