What you need to know about the COVID-19 vaccine, your HAP coverage, and getting care during the pandemic.

What are IRS Forms 1094-C and 1095-C?

Large group employers (those with 50 or more full-time equivalent employees) must file information with the IRS and provide statements (using IRS...

Are all employers required to cover essential health benefits for employees

No. Large groups with fully insured, self-funded and grandfathered plans are not required to cover EHBs.

What are the cost sharing options for HAP plans?

We offer HMO, PPO and EPO plans with a variety of cost-sharing options. Plans can include copays, coinsurance and/or a deductible.

Does HAP offer any special programs for people with chronic diseases such as asthma, diabetes or heart failure?

Chronic and complex conditions can need many health care providers, prescriptions, appointments and treatments. Our innovative care management...

What networks are in the Henry Ford Preferred Network?

The Henry Ford Preferred Network includes Henry Ford Medical Group (HFMG) physicians, physicians employed by the community hospitals, Macomb, West...

What taxes and fees apply to businesses with 50 or less eligible employees?

In 2017, the following federal and state taxes and fees apply to businesses with 2-50 eligible employees: Patient Centered Outcomes Research...

Who do I call for claims inquiries?

Employer groups can contact the HAP claims department at (866) 766-4661. If you're a HAP member, call Customer Service at the number on your ID card.

Who is responsible for paying taxes and fees for fully insured employers?

Fully insured employers are those that offer health coverage for their employees from a health insurance company, like HAP. The employer pays a per...

What is the out-of-pocket limit in 2017?

As of January 1, 2017, non-grandfathered health plans must cap in-network out-of-pocket expenses to: $7,150 individual $14,300 family...

What is a "grandfathered plan" and how do I know if I have one?

Grandfathered plans are health plans that were already in place on March 23, 2010, when the ACA was enacted, and that have stayed largely the same...

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