Can I enroll in a HAP indvidual plan if my employer offers other coverage?
You can purchase HAP coverage from the Marketplace, but because you have access to coverage through your employer, you will not be eligible for financial assistance. With most job-based health insurance plans, your employer pays a portion of your premiums. If you choose a Marketplace plan instead, your employer does not need to make a contribution to your premiums. You should consider this carefully before comparing Marketplace plans.