HAP announces more health care reform plan options for [City] small businesses
HAP, a [Name of chamber] member, is now offering a variety of new individual plans through HAP Personal Alliance®, as well as many new group plan options. These are plans that comply with health care reform mandates and offer some great new benefits - like essential health benefits.
These include the following 10 categories of health care services:
- Ambulatory patient services (outpatient care you get without being admitted to a hospital)
- Emergency services
- Laboratory services
- Maternity and newborn care (care before and after your baby is born)
- Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
- Pediatric services
- Prescription drugs
- Preventive and wellness services and chronic disease management
Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities or chronic conditions gain or recover mental and physical skills)
"Finding affordable health coverage is a top business concern for Michigan employers. Insurers are developing innovative benefit designs to appeal to price-sensitive buyers in today's tough economy," said [Chamber leader's name and title]. "The region's ability to provide competitively priced insurance without skimping on benefits can fuel economic growth and support local businesses. Forming strategic partnerships with like-minded companies enables the [Insert chamber name] to offer one of the most diverse product portfolios available."
Research shows that when you regularly get preventive services, you are more likely to maintain or improve your health and avoid serious and more costly medical procedures. HAP cares about helping you maintain good health. That is why we provide Chamber members with a number of partners and programs that focus on preventive methods to keep you healthy. Our goal is for you to live a full and rewarding life.
Prevention is the best medicine
We make sure you have access to all the important preventive services that are vital to keep you healthy and avoid serious illnesses. Our defined list of preventive services is made up of services recommended by the United States Preventive Services Task Force (USPSTF) as a grade A or B service. Coverage for preventive services is provided based on age, gender and frequency limitations. This means we will typically waive member cost share once per calendar year. Thereafter, the member would still be covered but responsible for a share of the cost.
For more information, Chamber members can call their agents or visit chooseHAP.org. Agents may use the eSales application at hap.org to obtain a quote, or call (800) HAP-PLUS (427-7587).