Welcome home to HAP!
HAP has more than 60 years of providing high-quality, affordable health plans for union workers and their families. Learn more about how Michigan's home for health insurance can support your healthcare needs.
Proud supporter of union labor for more than 60 years
With a proud history of providing healthcare to labor groups, HAP is committed to ensuring that union retirees and their families are provided high-quality and affordable plans. Your home for retirement is HAP.
| Some 2026 HAP HMO-POS Highlights | HAP HMO-POS Medicare Advantage | HAP HMO-POS Non-Medicare |
|---|---|---|
| 24/7 telehealth visits | ✔ | ✔ |
| Coverage in other 49 states | ✔ | ✔ |
| Fitness and gym benefits | ✔ | ✔ |
| No referrals | ✔ | ✔ |
And more...
Access important documents
Access your summary of benefits, evidence of coverage and annual notice of change.
2026 Non-Medicare summary of benefits
You have access to one of the largest Michigan-based HMO networks with HAP*
*Ideon Network Analytics, Q3 2025
Schedule your appointment today
We're here to help.
Navigating insurance can be overwhelming, but our dedicated team is here to guide you through the process. Schedule an appointment with us today to get the personalized assistance you need.
HAP is here for our members year after year.
As a Michigan based company we’re not just near you, we know you. Our experts act like neighbors because they are. With HAP, you’re treated like a neighbor, not a number.
"HAP has been excellent in covering my healthcare needs, and I appreciate the structure of its plans. It offers a wide network of doctors and hospitals, keeping my care streamlined and convenient...Overall, I feel secure and confident in my HAP coverage."
-Leonard D., Sterling Heights, MI
Health Alliance Plan (HAP) has HMO-POS plans with Medicare contracts. Enrollment depends on contract renewal.