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HAP Senior Plus

Which HAP Senior Plus plan is right for you? This chart summarizes the key hospital and medical benefits for each plan and how they compare.

Download the Summary of Benefits (requires Adobe Reader)

HAP Senior Plus – Henry Ford Health System Network

HAP Senior Plus – Expanded Network

  Original Medicare
HAP Senior Plus
Henry Ford Health System Network
HAP Senior Plus
Expanded Network
Monthly plan
premium*
Medicare Part B premium

Without drug coverage:
$35

With drug coverage:
Basic plan
$47

Enhanced plan $77

Compare choices for  prescription drug coverage

Without drug coverage:
$68

With drug coverage:
Basic plan
$92

Enhanced plan $119

Compare choices for  prescription drug coverage

Upfront
deductible
for health
care services
Deductibles include $1,068 per hospital stay, medical services $133.50 annually*
No deductible
Doctor’s/
specialist’s
office visits
20% of Medicare-approved amount
$10/$25 per visit
Hospital coverage
150-day limit.
$1,068 deductible plus copay after first 60 days ranging from $267 to $534 per day
Unlimited days. $250 per admission



Skilled nursing
facility

 

Minimum 3-day prior hospital stay.
Copay of $133.50 per day after first 20 days
No prior hospital stay required
Copay of $133.50 per day after first 20 days
Home health care
$0
$0
X-rays and lab
tests
20%†
$0
Routine physical
exams, eye, and hearing exams
Not covered‡
$0**
Mammograms,
pelvic exams,
prostate cancer and colorectal
screening exams
20% of Medicare-approved amounts
$0**
Eyeglasses or
contacts (Subject
to limitations)
Not covered
One pair every 2 years
Hearing aids
Not covered
Covers up to $400 per year

Worldwide emergency/
urgent care
coverage

Coverage only within U.S.
$50 /$30
Copay is waived if you are admitted to the hospital
Flexible health options
None
Benefit of up to $20/ month
($240/ year)***
Optional dental coverage

You must continue to pay your Medicare Part B premium if not otherwise paid for under Medicaid or by another third party. Your monthly premium may be reduced if you qualify for extra financial assistance.

*Deductibles must be paid before coverage begins.

**Office visit copay may apply when services are rendered in a physician’s office.

***Unused amounts cannot be carried over from month to month.

†Except for approved lab services under Original Medicare

‡Except for “Welcome to Medicare” physical exam with Original Medicare

Benefits provided through individual plans and employer group plans may vary.

For more information (requires Adobe Reader)

Learn more about our plans and plan premiums
Download the HAP Senior Plus booklet

Learn details and key components of our plans
Download the Summary of Benefits

Talk with a plan representative

Our experienced plan representative can answer questions about your coverage, medications, or pharmacies.

Enrollment and customer service, call:

(800) 868-3153 toll free or
TDD (800) 956-4325 toll free
Monday through Friday
8:30 a.m. to 5 p.m.

You can also write to us at:

HAP Client Services
Attn: Medicare
2850 West Grand Boulevard
Detroit, Michigan 48202

Important information
The HAP Senior Plus contract with CMS is renewed annually. The availability of coverage beyond the end of the current contract year is not guaranteed.

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©2009 Health Alliance Plan of Michigan
H2312 H2322 S3440 Web2 09
CMS Approved: 3/11/09