SOLO plans are available to individuals and families who do not have access to employer-sponsored health coverage. Designed to appeal to the self-employed, recent college graduates, young families, and empty nesters, SOLO is also an alternative for people who are between jobs or recently laid-off, those who have exhausted their COBRA benefits, or early retirees who are not yet eligible for Medicare.

Features & Cost:

• Choice of 12 plan designs so individuals can pick a plan based on their specific needs
• Optional prescription drug and maternity coverage
• Flexibility to choose deductibles, co-insurance and out-of-pocket maximums
• Optional Health Savings Account
• Rates are guaranteed for 12 months
• Complete online enrollment in about 30 minutes

Alliance Health and Life Insurance Company underwrites each application based on the applicant’s health history and current health status.

Learn more or call (888) 999-4347.

SUSAN’S SOLO SUCCESS STORY:

Susan – a 31-year-old independent contractor from Ferndale – enrolled in an individual plan with another Michigan company. From her perspective, the plan was anything but affordable, with:

• A $300 monthly premium
• High office visit copays
• No prevention coverage
• Required three-month premium payment

It was definitely time to look for an alternative. Susan was referred to HAP by a family member, and for more than a year, she has been a satisfied SOLO customer, thanks to:

• $116 monthly premium
• Low office visit copays
• Coverage of preventive services

When Susan’s doctor told her she was overdue for a tetanus shot, she was relieved to learn that HAP would cover the shot as well as other preventive services.

Do you know someone like Susan? Do you have a friend who recently lost their job? HAP can help! Call (888) 999-4347, email solo@hap.org, or visit www.hap.org/solo.