The Alliance Health & Life EPO option by HAP offers the freedom of a PPO plan without the out-of-network benefits. Members have the flexibility to see any physician within their designated provider network when they choose – a referral is not required. The EPO is the perfect option for employers who want to offer a self-referral option without out-of-network coverage.
ADVANTAGES OF OUR EXCLUSIVE PROVIDER ORGANIZATION:
Financing. This product can be offered on either an experience-rated or self-funded basis. Consult your HAP representative or your agent for advice about which rating method is best for your particular needs.
Freedom. Members can see providers in their designated provider network without a referral.
Utilization review. The ongoing review of network providers' utilization decisions helps contain health care costs.
Emergency coverage worldwide. Emergency care is available worldwide with the member identification card.
Flexible cost sharing. Choose from several benefit designs to meet the desired level of cost sharing.
Affinity discounts. Members receive preferred rates on services that are not covered benefits, including Weight Watchers®, LASIK (Laser in-situ Keratomileusis) procedures and Globalfit Fitness Solutions.
