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HAP Health Plan Solutions
EPO

The Alliance Health & Life EPO option by HAP offers the freedom of a PPO plan without the out-of-network benefits. Members have the flexibility to see any physician within their designated provider network when they choose – a referral is not required. The EPO is the perfect option for employers who want to offer a self-referral option without out-of-network coverage.

ADVANTAGES OF OUR EXCLUSIVE PROVIDER ORGANIZATION:

  • Financing. This product can be offered on either an experience-rated or self-funded basis. Consult your HAP representative or your agent for advice about which rating method is best for your particular needs.
  • Freedom. Members can see providers in their designated provider network without a referral.
  • Utilization review. The ongoing review of network providers' utilization decisions helps contain health care costs.
  • Emergency coverage worldwide. Emergency care is available worldwide with the member identification card.
  • Flexible cost sharing. Choose from several benefit designs to meet the desired level of cost sharing.
  • Affinity discounts. Members receive preferred rates on services that are not covered benefits, including Weight Watchers®, LASIK (Laser in-situ Keratomileusis) procedures and Globalfit Fitness Solutions.



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